Free Credit Score

Your FREE 3-Bureau Credit Reports includes TransUnion, Equifax & Experian
Free 3-in-1 Credit Report & Free Credit Score     Free 3-in-1 Credit Report & Free Credit Score

Includes Reports from TransUnion, Equifax and Experian

You'll also receive...
  • Unlimited Access to all three of your Credit Scores — Trans Union, Equifax and Experian
  • Unlimited access to your 3-in-1 Credit Report, with your information from all three credit bureaus combined in one, easy-to-read report
  • 3-in-1 Credit Monitoring with alerts of activity to your files with all three credit bureaus
  • Delivered to you online quickly and securely
* Credit services provided by TransUnion Interactive, Inc.
* Privacy Matters 1-2-3 provides you with the tools you need to access and monitor your financial/credit information through the program's credit reporting and monitoring benefits. Privacy Matters 1-2-3 and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses, as defined by federal and state law.

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More Information about your CREDIT SCORE

Credit Scores are the three digit numbers that lenders use to decide whether to lend you money and at what interest rate. Historically, the credit score is a number between 300 and 900. The rational is that the higher the score the less risk there is to the lender that you will not repay the loan. Fair, Isaac and Company, the credit scoring standard, provides credit bureaus (Trans Union, Equifax and Experian) with a credit score formula. The bureaus use the formula to generate numbers, which are known as FICO scores.

A credit score or FICO score gives you a look at how your credit rating compares to that of average U.S. consumer. A credit score is derived from information in your credit report and can range from 330 to 830, with a higher score indicating lower credit risk. Using the latest data on U.S. consumer spending habits, your credit rating will help you learn the factors that drive your score up or down so you can improve your overall credit rating.

Factors used to determine your CREDIT SCORE
• 35% — Payment History
• 30% — Amounts Owed
• 15% — Length of Credit History
• 10% — Pattern of Credit Use
• 10% — Types of Credit in Use

DELIVERED ONLINE quickly and securely

Your 3 Bureau Online Credit Report combines your information from ALL 3 Credit Bureaus into an easy-to-read report, so you can:

• Compare your information from each bureau
• Identify & dispute possible inaccuracies on your credit reports
• Track late payments or judgments
• See who's been looking at your credit information
• Keep an eye out for identity theft
• Have a good understanding of your credit position when you talk to a lender

Whether you're looking to buy a car, refinance your mortgage, or qualify for a new credit card, lenders will be going to any - or even ALL - of these 3 credit bureaus to check your credit history. Stay on top of your credit — Get your Free 3-Bureau Credit Report & All 3 FREE Credit Scores online today!
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